Construction and Housing Finance

Your home is one of the biggest investments you can make. Sohar Islamic Construction and Housing Finance is a fully Shariah-compliant solution that provides peace of mind, and the means to secure the comfort your family deserves, in line with your principles. Get the right home for your family with Sohar Islamic Construction and Housing Finance. It's just one part of our commitment to provide the highest levels of excellence in everything we do.


  • Financing residential construction
  • Purchase residential property under construction
  • Purchase ready residential property
  • Preferential profit rates
  • Facility to take over available
  • Installment deferment option available
  • Tenure up to 25 years
  • Financing up to 80%


  • No pre-payment charges if repaid after 1/3rd of the tenure
  • Bundled Solutions – Pre-approved Auto Finance limit
  • Quick Processing
  • Co-Financing/Joint Customer facility

Documents Required

Omani Nationals : National ID
GCC Nationals : Passport or Country ID
Expatriates : Resident ID & Passport with valid visa
Copy of Title Deed/Mulkiya/Krooki
Salary Certificate issued by the employer
Salary Assignment letter from the employer in favour of Sohar Islamic


Omani Non-Omani
Minimum Monthly Salary RO 300 RO 750
Minimum Service 3 months 24 months
Minimum Age 18 years 30 years